Before you commit to any financial product, get a plan built around you.
A fund, a policy, an investment: every financial product comes with someone trying to sell it to you. I’m Luis Silva, a licensed financial adviser (FSP1009370) working independently for you, not for a bank, an insurer, or a fund manager. MoneyPlan builds you a holistic plan first: a clear picture of your specific circumstances and goals, so any decision you make afterward is actually the right one for you, not just the one someone else’s incentives pointed you toward.
If you’ve received a lump sum, your circumstances have changed, or you’re simply not sure your money is working as hard as you are, let’s build that clarity together.
Book a free 30-minute discovery sessionFind the door that matches where you are
Same independent process, same discovery call, same plan-before-product approach — tailored to what brought you here.
High income, busy professional
You've built a career that pays well and still leaves you wondering where it all goes.
Read more →Lump sum, inheritance, or settlement
A lump sum changes what’s possible — and puts you in the path of everyone who wants a piece of it.
Read more →At-retirement or KiwiSaver rollover
One of the biggest single financial decisions you’ll make, right when every provider wants your signature.
Read more →Plan first. Product second. Always in that order.
1. Discovery session
A free 30-minute conversation to understand your circumstances, goals, and what’s actually on the table.
2. Holistic plan
An independent Statement of Advice built around your specific situation, not a product someone needs to move.
3. Your decision, your pace
Implementation is yours to choose, with referrals to licensed broker partners where a product is genuinely the right fit.
Ready to see your own picture clearly?
Free, no-obligation, 30 minutes.
Book a free discovery session